Product
Everything the ledger does.
One ledger. Eight chapters. No sidecar app for splits, cards, or cash.
01
Workspaces
Personal, Family, and Company spaces. Each keeps its own currency. Members switch without mixing books. Company viewers can be limited to a department.
02
Ledger and dates
Every row knows the day it happened and the day money moved. Unpaid and scheduled bills can show in the month they happened before cash leaves. Transfers are neither income nor expense.
03
Cards and payables
Credit-card cycles assign purchases to a statement. Paying the bill is a transfer, so groceries are not counted twice. Other bills can sit unpaid or scheduled until you settle them.
04
FX and files
Foreign amounts keep their currency and rate, then convert to the workspace currency. Receipts and tax files attach to the row — several files per line — in object storage.
05
Groups
Split a bill inside one workspace, like a shared dinner. Equal, percentage, or exact shares. Suggested settlements keep the debts simple. Shares stay inside the group; they do not invent extra expenses.
06
Analytics
What you earned and spent by category and date range. Cash coming due from payment dates, card bills, and recurrences. Tag reports for a trip or project. Family individual vs household. Company reports by department.
07
Import
Bring in accounts, categories, and transactions from a spreadsheet. Upload bank and card statements without duplicates. Suggested classification from similar history, marked suggested vs manual. Reconciliation that must match the statement total.
08
Planning
Period envelopes on a category, tag, department, or mix. Remaining is envelope minus what you already spent in that period. Going over warns; it does not block posting.
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